Christine-guerra

protecting what mattes most

FINDING THE RIGHT INSURANCE FOR YOU

With over 13 years of professional experience, Christine Guerra has established herself as a trusted expert in life insurance, known for simplifying the process and helping clients navigate the many options available. She specializes in finding the right product at the right price to fit each individual situation, ensuring that every client receives coverage tailored to their unique needs. Christine works efficiently, securing coverage for most clients within 24 hours, and offers a wide array of options that protect individuals, families, and businesses in multiple ways. Her unique strategy includes creating customized, innovative life insurance portfolios designed to provide protection at every chapter of life. These solutions not only complement existing employer benefit packages but also deliver long-term value by helping clients save for the future, plan estates, and build cash value through both stock and bond market options. Beyond traditional coverage, Christine ensures her clients understand the full versatility of life insurance, including living benefits that provide critical financial protection in the event of a serious illness. For business owners, she also offers succession planning solutions such as key man insurance. Choosing Christine Guerra means working with a seasoned professional who delivers peace of mind today while helping clients plan strategically for tomorrow. Request for information can be sent to financialceo@icloud.com or you may call or text the office at 312-871-2007.

Building Strong Futures

Life insurance can be a powerful vehicle for building stronger financial futures, yet many Americans are unaware of its full potential. Recent statistics reveal that a significant portion of the population is not adequately prepared for retirement, with many having less than three months’ worth of emergency savings and inconsistent participation in long-term investment vehicles such as 401(k)s and IRAs. Disparities in retirement preparedness are especially evident across income levels and demographics, leaving millions vulnerable in their later years. Life insurance, however, can serve as a versatile tool to address these gaps—offering not only protection for loved ones but also investment features that accumulate cash value through stock and bond market options, provide living benefits during times of illness, and assist with estate and succession planning. By promoting financial literacy, encouraging early and consistent saving, and making investment opportunities more accessible, individuals can significantly enhance their financial security. Christine Guerra takes a holistic approach to addressing these challenges, guiding clients with innovative strategies that align insurance solutions with long-term savings, retirement, and wealth-building goals.

About Me

Christine Guerra is the founder and current CEO of the Financial Education Alliance Corporation, a non-profit organization that assists businesses, families, and individuals with a variety of services including creating individual benefit and retirement portfolios, designing customized employer benefits and succession packages, and providing financial literacy education to the community. Ms Guerra is also a Regional Manager of the Federal Employee Association, a non profit organizations which assists government employees with benefit education and retirement. Understanding the complexities of both public and private sector benefits packages allows Ms. Guerra to assist her clients with innovative benefit planning. Ms Guerra travels nationally to assist corporations with benefits consulting and enrollments, fueled by a passion for empowering individuals through financial literacy, benefit education, and consistently striving to better protect individuals financially through the implementation of generational wealth packages. Christine graduated from SIUC with degrees in Political Science and Philosophy and has diligently served the community in various capacities throughout her career. Notably, Ms. Guerra also operates other consulting and real estate businesses both domestically and internationally.

Frequently Asked Questions

Please contact us if you have any questions at 312-871-2007 or at finacialceo@icloud.com. Virtual consultations are available.

Why do I need an Insurance Broker?

Having a seasoned professional insurance consultant who is also a broker is essential to accurately navigating the complex insurance needs of your family. Not all insurance agents are brokers, and that distinction matters—brokers have access to a wide range of product options, including whole, term, and universal life, whereas agents tied to a single company may only offer limited choices. When individuals are advised by non-brokers, they risk being placed in products that don’t truly meet their needs, resulting in wasted money and inadequate coverage. Unfortunately, many agents present themselves as brokers when they are not, and one clear indicator is whether they can offer more than one type of life insurance. Christine Guerra stands apart as a trusted broker who partners exclusively with A-rated companies, carefully comparing products on a national scale to ensure each client receives the most suitable coverage for their specific circumstances. Her expertise ensures that families are not only protected but also positioned with insurance strategies that maximize value and security.

What are my options?

When it comes to selecting an insurance professional, clients have many choices—but choosing Christine Guerra is a wise decision for numerous reasons. With vast and extensive brokerage experience working with individuals, families, and businesses, Christine has built her career on providing complimentary consultations because of her strong belief in promoting financial literacy. Every client benefits from her commitment to professionalism, punctuality, respect, and personalized attention, with Christine making herself available seven days a week to meet the unique needs of those she serves. Her broker services go far beyond standard coverage, offering customized solutions such as critical illness living benefits, cash value life insurance that doubles as savings for emergencies and retirement, and estate planning designed to safeguard families from financial ruin in the event of an untimely death. Christine also helps businesses design robust employee benefits packages—including medical, dental, vision, accident, hospital indemnity, critical illness, and short-term disability—ensuring that organizations can offer meaningful protection to their workforce. These same products are also available to individuals and families, enabling Christine to empower clients at every stage of life with strategies that build generational wealth and lasting security.

Can you help me plan for retirement?

Christine Guerra is a seasoned broker who specializes in helping clients navigate retirement planning with confidence and clarity. She provides tailored insurance rollover options that can include bonus credits of up to 20 percent, giving clients an immediate boost in their retirement savings. Beyond that, she offers investment solutions that allow for growth tied to the stock market while incorporating safeguards to ensure that her clients’ hard-earned money is never unnecessarily at risk. With Christine’s expertise, clients can choose from several flexible payout options, including a guaranteed lifetime monthly income stream or a lump sum payout, depending on their unique goals and needs. Having a professional like Christine guide the retirement process ensures that every decision is strategically planned, minimizing risk, maximizing opportunity, and creating peace of mind for the future.

Creating a retirement plan is essential for securing financial stability in the future. In the United States, many individuals face challenges when it comes to retirement savings. According to recent statistics, nearly 25% of Americans have no retirement savings at all, and among those who do save, many have significantly less than the recommended amounts. The median retirement account balance for those approaching retirement age is around $144,000, which may not be sufficient to maintain their desired lifestyle throughout retirement. Additionally, with increasing life expectancies, the risk of outliving savings is a genuine concern. Planning ahead can help individuals take advantage of compound interest, maximize employer contributions, and ensure they are prepared for unforeseen expenses, ultimately leading to a more secure and fulfilling retirement.