Every Product We Offer
From life insurance and annuities to dental, vision, and business protection — explore the complete range of products available through Christine Guerra Financial. Click any category to see detailed product information.
Term Life Insurance
Pure death benefit protection for a defined period
Term life insurance provides a guaranteed death benefit for a set number of years — typically 10, 15, 20, or 30 years. Premiums are locked in at issue and never increase. It is the most affordable way to secure a large amount of coverage and is available with living benefits riders for chronic or terminal illness.
Key Facts
- Coverage periods: 10, 15, 20, or 30 years
- Premiums fixed at issue — never increase during the term
- Death benefit paid income-tax-free to beneficiaries
- Convertible to permanent coverage without a new medical exam
- Living benefits riders available for chronic or terminal illness
- Most affordable life insurance option dollar-for-dollar
Ideal For
Income replacement, mortgage protection, and anyone who needs maximum coverage at the lowest cost.
Not sure which products are right for you?
Every client's situation is different. Christine will review your current coverage, identify the gaps, and recommend only what you actually need — at no cost and no obligation.